From purchasing new real estate to starting a total renovation, Merchant Flow Financial is here to help. We offer competitive terms and rates, allowing you to make the best decision for your business’s finances.

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What is a commercial mortgage for?


Need a loan to purchase a hotel or resort? Merchant Flow can help.

Office Building

Want to start or grow your business and need the space for employees? A commercial mortgage will work for you.

Brick and Mortar

Open up the restaurant or store of your dreams with a commercial mortgage from Merchant Flow

Commercial real estate is defined as “income-producing property” that is only for business purposes. This includes office buildings, stores, hotels, and so on. In order to pay for this type of property, many business owners choose commercial mortgages that are secured by liens on the property.

Benefits of a Commercial Mortgage:


Commercial mortgages often come with fixed interest rates, meaning your periodic payments are steady


With a commercial mortgage, you can choose from several interest rates and payback terms


A commercial property is often times an excellent investment. Merchant Flow can help!

These loans are based solely on the value of your intended real estate’s collateral and your credit. This is one of the best ways to keep money in your company and use the equity for expansions, upgrades, and remodels. You can also refinance any older mortgage to get a better rate, payment, or loan terms. Finally, this is the easiest way to purchase a property with as little as 10 percent down. Business owners are eligible for the highest amount of leverage — 90 percent!

If you feel a commercial real estate mortgage is the right choice for your business, it’s time to contact Merchant Flow Financial. Our team of professionals is here to guide you to the best possible choice that can help your business take off. We look forward to working with you and receiving your call.

Commercial Mortgages Equipment Financing Investment Property Financing Business Loans
Best for: -Businesses or persons who want to open a storefront, office, or restaurant

-Businesses that are growing

-Businesses that need a quick and manageable loan

-People who want to invest in a growing real estate market

-Business that are expanding

-Businesses that want to invest

Length of Loan -Loan is paid off after pay term ends or after total balance is met -Usually between 7 and 25 years -Loan is paid off after payment period is met -Balance is paid off when pay period ends or when loan amount is met
Uses: -Purchasing a commercial piece of property -Opening a new location or bringing on new employees -Purchasing non-owner occupied real estate

-Buying new equipment

-Bringing on new hires


-Commercial real estate is a good investment

-Payback periods are often stable

-Flexible terms and payment plans

-Streamlined process

-Earning equity

-Investing in growing market

-Building credit

-Flexible payback options

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Does a commercial mortgage not seem like it would benefit your business? Luckily, Merchant Flow has a variety of great loan options!

Business Loans

Equipment Financing

SBA Loans