
Investment Property Financing
While landlords can make quite a bit of passive income, it takes a large sum of money to get started. For those of you who lack the cash to get started, don’t worry — investment property financing through Merchant Flow Financial could help. Keep in mind that choosing the wrong type of investment property loan could hurt your investment, so make sure you understand all of your options by chatting with our team first.
Benefits of Investing in Property
Booming real estate markets
A good portion of the country is in a seller’s market, especially in large cities.
Equity
Purchasing real estate now and building equity can be a great financial decision for medium and small businesses and individuals.
Control
Purchasing a home, or several, and renting it, can be an excellent way to control money effectively.
Interested in investing?
In the end, an investment property is perhaps one of the easiest ways to make money. By choosing the right investment, the rent your tenants pay can cover your loan — and then some — over time.
Investing in property isn’t an easy thing to do. Luckily, Merchant Flow Financial has a team of bankers & lenders who know the industry and can provide you with quality guidance so that you can make the decision that is right for your business.
How to be approved:
Be able to make a down payment
Like any mortgage, you’ll need to have cash for a down payment. Luckily, Merchant flow can help you with options.
Have a good credit history
If your credit is strong, then approval for medium or small business loans for investment property shouldn’t be an issue.
Have a strong financing background
With any direct business funding loan, a strong financing background will benefit you!
How Can I Become a Strong Borrower?
Your credit score will have a lot to do with what sort of terms you are given on your investment property loan. Those of you with a lower score will need to pay higher interest rates and more frequent fees. Avoid these additional fees by having reserves in the bank to pay off all expenses for at least six months before requesting a hefty loan. If you should have vacancies for whatever reason, you’ll still be able to stay afloat.
What are the Benefits?
Be absolutely certain this is the right choice for you by contacting the investment property finance professionals at Merchant Flow Financial. We look forward to sharing all we can with aspiring landlords and commercial property owners.
At Merchant Flow, we’re more than just a lender. We take a consultative approach and review your individual situation, current financial needs, and long term goals to determine the best ways for you to finance a purchase of an investment property.