Merchant Cash Advance
Your business is ready to take off, but right now, you lack the capital to make it happen. Whether you’ve had a slow month or an unexpected emergency that has hurt your bottom line, you can request a merchant cash advance to get your business back to operating at its very best. The following financing options allow you to receive immediate funding, as well as borrow against future earnings.
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How are Merchant Cash Advance Repayments Structured?
Percent of credit card sales
An MCA is paid off via a percentage of your credit card sales taken out until the agreed amount is met.
Fixed daily withdrawals
MCA Funding is paid off via a fixed daily or monthly withdrawal until the agreed amount is met.
Percent of Credit Card Sales
In order to repay your cash advance, you can arrange to have a portion of your credit card sales go back to your business funding company until the advance has been paid in full. Many of our clients appreciate this option because, as business sales go up, they repay their advance faster, which can be a huge benefit.
Fixed Daily Withdrawals
Withdrawals can be made daily or weekly, and the payment amount is based on an estimate of your monthly revenue. Whether sales are up or down, you’ll pay the same, fixed amount.
Benefits of a Merchant Cash Advance
They’re quick
MCAs are meant to be quick so that you can get your business on track in no time!
When sales are down, payments may be too
If you’re using a percentage of credit card sales to pay off the advance, when your sales are low, your payments may be as well.
They’re unsecured
With this type of financing, you don’t have to put forth collateral, meaning you won’t have to forfeit property
- They’re fast — You can get your MCA within a week of applying with very little paperwork. All we take a look at is your business’s daily credit card receipts to determine how much you can afford.
- They’re low-stress — MCAs are unsecured, meaning you don’t need collateral to be approved.
- They’re flexible — If sales are down, your payment could be too. Just make sure your repayment schedule is based on a fixed percentage of your sales.
- If you think a merchant cash advance is the path for your business, reach out to Merchant Flow Financial today to get started.
Is a Merchant Cash Advance for Me?
You have a stable daily or weekly revenue
If you’re confident in your daily or weekly revenue, this advance would be great for your business.
You need quick funding and make a lot in credit card sales
If you make a solid amount in credit card sales, then this advance would be good for you!
If you think a merchant cash advance is the right path for your small business, reach out to Merchant Flow Financial today to get started on your financial journey. Contact us.
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