Better Business Bureau
A+ Rated
Since 2008
Raised Over
$100MM+
Total Dollars
Funded
Helped Over
1,500+
Companies
With Funding
Managed Over
140+ Client
Portfolios
Our Personalized Equipment Financing Options Are Here to Enhance Your Business Funding Journey
Semi Truck Trailer Financing
Semi truck trailer financing is at an all high with the recent boom in ecommerce sales. This led to a rise in demand for transportation businesses. Financing your carrier business can be costly without our help to assist you with all your transportation industry needs.
Pharmaceutical Financing
Conducting pioneering research and introducing new and innovative therapies requires a significant investment in capital for equipment and software technology. We are here to help with funding that you qualify for based on your treatment goals.
Construction Equipment Financing
A smart way to finance the purchase of your new or used excavators, dozers, wheel loaders or any other kind of heavy or light duty construction equipment. With a variety of different term length options designed just for you.
Healthcare Financing
We’re proud to offer flexible financing options for our health care providers. We offer specialized financing for rehabilitation centers and hospitals alike looking to upgrade their equipment with the latest technology.
Technology and Software Financing
Ideal for businesses who need the highest performing technology to compete. Merchant flow financial makes it easy to get the new computers, software and other technologies your business deserves. In most cases with no money down.
Hospitality Financing
Perfect way to tackle the many factors that go into maintaining a successful hospitality business. From investing in new facilities, to purchasing commercial equipment, we provide financing options that can help you stay on track.
Commercial Vehicles Financing
We have fast, reliable transport funding options available for all your commercial vehicle needs. Regardless of if you want to fix up or purchase a new commercial vehicle. Financing commercial trucks and vehicles has never been made easier.
Manufacturing and Production Financing
We offer an array of manufacturing and production financing options that are designed to help businesses save time and money. Whether you're looking for a short-term loan or a long-term finance solution or loan, our specialists can help.
Gas, C-Store and Carwash Financing
Overhead costs like rent and payroll require strict cash flow management to ensure profitability and growth. If you're looking to get your business off the ground or open a new location, we will work with your budget to finance a perfect plan.
Franchise and QSR Financing
To help drive your success, we offer financing for all types of franchise purchases. Whether you need working capital to cover payroll or lease improvements we can provide fast, flexible short-term and long-term business financing options.
How Our Private Lending Process Works
Apply For Funding
Complete our simple and easy application process and we’ll take care of the rest. One of our financial advisors will reach out to you within 24hrs to schedule a meeting.
Documentation
A short list of required documentation & request for additional information gets sent out followed by a final reviewal stage with our experts to cross our t's and dot our i's.
Formal Request
At this stage, a formal request is presented to you, outlining your business needs, pain points and goals discovered in previous meetings.
Expert Analysis
Once we review your application, our experts analyze the current state of your business and develop a tailored flexible financing option plan for you and your business.
Funding
Once you are approved, we'll coordinate and schedule the release of your funds, providing you with the resources necessary to achieve the growth or expansion you desire for your business.
Loan Calculator
Lets See if We're a Match
You must be 18 years or older to request a loan
Have a credit score of at least 600 when applying
Have been in business for 1 year or experience in your trade for a minimum of 2 years
Average monthly sales of no less than $40,000 a month
Factor Rates vs. Interest Rates: Which Lending Answer is Best for Your Business?
Factor rates and interest rates are two common loan rates used by lenders to finance small businesses. Factor rates are typically used for short-term loans and merchant cash advances, while interest rates are commonly used for long-term loans. When choosing between the two rates, businesses should consider their financial situation and goals to determine which option is best suited for their needs.
Is Traditional Financing the Best Option...
Traditional financing refers to the process of obtaining funding for a business from a bank or other traditional lending institution. Traditional lenders typically have strict requirements for borrowers, including...
From Banks to Online Lenders: Understand...
When it comes to obtaining financing for a business, there are a variety of lenders and loan types to choose from. While traditional financing is the first option that comes to mind, private lending can offer signi...
Factor Rates vs. Interest Rates: Which L...
Factor rates and interest rates are two common loan rates used by lenders to finance small businesses. Factor rates are typically used for short-term loans and merchant cash advances, while interest rates are commo...
How to Maintain and Extend the Lifespan ...
A semi truck trailer is a significant investment, and you want to ensure that it lasts as long as possible. Proper maintenance is the key to extending the lifespan of your trailer, as well as improving safety and r...
What Our Clients Say
Don't believe us, believe them!
Merchant Flow delivers a great service. They have the talent to get results. I highly recommend giving them a try for your financing needs.
- Adler Milord
'I would personally like to say thank you to Merchant flow financial, not even an hour ago I closed on my deal. I’m officially an owner operator and needless to say I owe a great deal of the process to Merchant Flow Financial and Conroy Williamson f...
- Jersey Roc Rare Breed
'Honestly I don't know if I would still be in business if not for the expert services of Conroy & his team. I can't thank them enough for everything they have done for me. 10/10 A1 service is all they do I will recommend Conroy Williamson to anyon...
- Chasity Perez
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